FAQS

HedgeGlobal Technologies offers international study abroad loans for students seeking to study in 17 countries. The 17 countries are: United States, Canada, United Kingdom (Scotland, Wales, Northern Ireland and England), Hong Kong, Singapore, France, Germany, Australia, South Africa, China, Denmark, Belgium, Spain, Italy, Switzerland, Netherlands, and Portugal. The loan amount can be up to $100,000, depending on the course and destination country.

Students who have received admission into a partner university in any of the supported countries and meet the required documentation and credit evaluation criteria.

The loan program supports studies in the United States, Canada, United Kingdom (Scotland, Wales, Northern Ireland, and England), Hong Kong, Singapore, France, Germany, Australia, South Africa, China, Denmark, Belgium, Spain, Italy, Switzerland, Netherlands, and Portugal.

Applicants must submit required documents, undergo due diligence, secure admission from a partner university, get conditional approval, and then receive a financial support letter.

The maximum loan amount is $100,000 for full programs lasting up to two years. For shorter programs, the maximum per session is $50,000.

Yes, you must have admission to a partner university before applying. HedgeGlobal also assists with admission support.

Yes, they help students with the admission process to partner universities.

Applicants must provide personal identification, admission proof, financial documents, academic transcripts, and other checklist items as specified.

Loan approval typically takes several weeks depending on document completeness and partner university timelines.

Yes, the loan is globally available except for countries under international sanctions or restrictions.

Interest rates range from 10% to 16% per annum, depending on the applicant’s credit history.

Yes, for the US and some Canadian universities it covers tuition, accommodation, books, travel, and health insurance. For countries like the UK, Hong Kong, and Singapore, it covers tuition only.

Repayment terms depend on the country of study: up to 10 years for US and Canada, up to 20 years for other countries.

HedgeGlobal provides feedback and guidance on improving credit or application for future attempts.

Yes, subject to visa and immigration laws, but it is not advised to bring family immediately upon arrival on a study visa.

No co-signer or collateral is required. HedgeGlobal evaluates professional potential and creditworthiness.

Primarily a loan provider, HedgeGlobal can assist in identifying scholarships during application, but major scholarships may require GRE/GMAT exams.

HedgeGlobal is not a visa consultant but recommends trusted third-party partners for visa assistance.

After approval, students proceed with visa applications and receive financial support letters to aid visa processing.

The loan is only available for full-time, in-person study at partner universities.

Periodic check-ins to monitor academic progress and financial wellbeing.

A service fee of ₦200,000 ($158) applies for admission and loan processing; this reduces to ₦158,000 ($128) if admission is already secured.

No, the loan must be completed within the two-year academic timeline.

Yes, they partner with select universities globally. A full list is available on their website.

Course changes within the same university may be considered; transferring universities is not allowed after loan disbursement.

Yes, but only for the US and selected Canadian universities.

You are still obligated to repay the loan based on disbursed amounts and agreed terms.

Yes, students already enrolled may apply if they meet eligibility requirements.

Repayment typically starts 6 to 12 months after completing your studies.

Loans are only available for MSc and MBA programs with a maximum duration of 24 months. PhD and undergraduate programs are not covered.

Minimum loans typically start around $15,000 depending on the course and country.

No, only degree-based MSc and MBA programs are financed. Applicants must have at least an HND or BSc.

You must maintain satisfactory academic progress as defined by your university to stay eligible for loan support.

Yes, as long as the program and university meet HedgeGlobal’s criteria.

No, but most universities offer student counseling services for budgeting and financial advice.

The loan amount can be adjusted to reflect any scholarships received after approval.

No penalties apply; early repayment is encouraged to reduce interest costs.

No, only one loan per student is allowed, but scholarships and grants can be combined with the loan.